Rewards & Benefits Breakdown
No bonus!
Card not avaiable for new users.
Dining & Delivery
Earn 4X points for every dollar spent at restaurants.
Travel Rewards
Earn 10X total points on travel purchased through the Rewards portal and 2X points on all other purchases.
Redemption Options
Free hotel stay and Airline tickets!
Axis Atlas
Exclusively famous for
- Direct swipe at Hotel/Airline POS for 10x benefit
- Guest lounge Access
- School fee payment on direct platform for 4x
- Avoid using for Forex Transaction
- No Annual Fee waiver criteria. However, Fee can recovered by spending 3,00,000 INR
Fees & Rates Breakdown
Understanding the Cost of Credit
Annual Fee
5000 INR + GST
Purchase APR
5% - 10% Variable
Foreign Transaction Fee
3.5% +GST
Navigating financial terms is essential for responsible borrowing. The Annual Fee covers card maintenance and perks, while the Purchase APR dictates the cost of carrying a balance. Foreign transaction fees apply to overseas purchases, impacting travelers significantly.
9.2
Expert Verdict
The Cardoholic Elite remains the industry gold standard for strategic wealth accumulation. Its unparalleled reward multipliers on travel and dining, combined with a robust suite of premium lounge access and comprehensive insurance, justify the fee for high-velocity spenders. Our analysis suggests this card is an essential tool for those prioritizing category-leading returns and luxury transit benefits.